Truis Bank Near Me (2024)

FAQs

What is the Truist $400 promo code? ›

Truist Checking Bonus: Earn a $400 Bonus

Earn a $400 bonus when you open a new Truist One Checking account using promo code TRUIST400DC24 by October 30, 2024, receive at least one qualifying direct deposit of $500 or more and complete at least 15 qualifying debit card purchases within 90 days of account opening..

Truist is best for customers looking to open a checking account where Truist branches are primarily found. But if you're looking for a high-yield savings account, it's best to look elsewhere, as these Truist accounts will do little to help grow your savings.

Truist One Checking has a $50 minimum opening deposit.

You don't need a certain credit score to open a Truist checking, savings or money market account, as there is no credit score requirement. Truist does not require a credit score for these accounts because they are deposit accounts, not loans or lines of credit.

Truist Bank One Checking - $300

Receive a qualifying direct deposit of $500 or more within the first 90 days: Qualifying direct deposits include payroll checks and government benefits payments. Make 15 debit card purchases within the first 90 days: Those transactions must to be posted to your account within 90 days.

One of the primary disadvantages to banking with Truist Bank is that there are low savings account interest rates. The average savings account interest rate is significantly higher than either of Truist's savings accounts. Truist CD rates vary by location. The bank also only lists promotional CD rates online.

Is Truist Bank safe from collapse? Truist Bank was rated as "stable" by S&P, Moody's, Fitch, and DBRS Morningstar, meaning it's likely safe from collapse.

The Monthly Maintenance Fee can be waived by: Maintain a minimum daily ledger balance ¹ of $300 OR. Schedule a recurring preauthorized internal transfer of $25 or more per statement cycle into the Truist One Savings Account OR. Waived for a minor under the age of 18 ² OR.

What bank doesn't charge monthly fees? ›

The Axos Bank Rewards Checking account offers a winning combination of features. There's no monthly maintenance fee or minimum balance requirement. and the bank provides unlimited reimbursem*nts for domestic out-of-network ATM charges. Axos doesn't charge a non-sufficient funds fee either.

(Note that Truist CDs can only be opened at a branch.) Online: Get started right away by opening your account online. You'll have to wait a few days for your debit card and checks to arrive by mail. Branch: Visit a branch near you during business hours to open your new account.

Overall, Truist earns 3.7 out of 5 stars, with its checking accounts standing out for no overdraft fees and easily waivable account maintenance fees. Truist could be a great option for students or those who experience barriers to standard checking accounts.

Personal Checking Account - $400 Bonus

Use promo code TRUIST400DC24 at account opening. Set up and receive at least one qualifying direct deposit of $500 or more within 90 days of account opening. Make at least 15 qualifying debit card purchases within 90 days of account opening.

You and your partners will continue to receive FIN messages with the Truist primary BIC: BRBTUS33.

For help, text "HELP" to any of the aforementioned short codes: Servicing - 878478 and Fraud - 878228. In case of questions, please contact Truist Contact Center at 844-4TRUIST.

You will receive a 10% Loyalty Cash Bonus added to your cash redemption amount when you electronically deposit your Cash Rewards redemption into your eligible Truist personal checking, personal savings, or personal money market account.